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Lot Loans

The perfect home begins with the perfect location. Purchase a lot where you can build your new home, when you're ready.

Start by applying for one of our lot loans. Our local lenders will work with you to establish a rate and terms suited to your needs. And since we're local, you'll receive a prompt decision.

  • Short-term loan to purchase the site of your future dream home
  • Enjoy up to 12 months to finalize house plans and choose a builder
  • Competitive rates with interest-only payments
  • Buy with as little as 20% down
  • Roll balance into a home construction loan when you're ready to build
  • Terms customized to your unique situation
  • Make payments over 5 years
  • Easy application process
  • Friendly service from start to finish
  • Experienced lenders familiar with the local real estate market
  • Decisions made here in the Central Savannah River Area
Phone (912) 564-7390